Thinking about the future isn’t always easy, but planning ahead can bring peace of mind to you and your loved ones. One of the most important steps you can take is making a will, which ensures your wishes are carried our and that your family is cared for after you’re gone. However, planning for the future isn’t just about what happens after you pass away – it’s also about protecting yourself during this lifetime. That’s where a Lasting Power of Attorney comes in.

In this blog, our exclusive law partner MJP Law are explaining what a Will and LPA are, why they’re so important, and how they can help protect you, your family and the causes that matter most to you.

Why Making a Will is Important for Your Family

Talking about the future can be tough, but planning ahead is one of the best ways to take care of the people you live. One important way to do this is by making a will.

What is a Will?

A will is a legal document that lets you decide who will receive your belongings – such as your home, savings, or treasured personal items – after you pass away. It ensures that everything you’ve worked hard for goes to the people or causes that matter most to you.

Why Should You Make a Will?

There are many good reasons to make a Will, but the most important one is peace of mind. A will makes things easier for your family and ensures your wishes are followed. Here’s why creating one is so important:

Make things simpler for your loved ones. A will helps your family and friends handle your estate smoothly and without confusion.

Reduce inheritance tax. Proper planning can help reduce the amount of tax your loved ones may have to pay.

Express your funeral wishes. You can outline your preferences for your funeral to help guide your family.

Provide for your children. If you have young children, you can name a guardian in your Will to make sure they are cared for.

Who Can Make a Will?

Anyone over the age of 18 who has the mental capacity to understand what they are doing can create a will.

Lasting Power of Attorney (LPA) : What You Need to Know

A Lasting Power of Attorney (LPA) is a legal document that allows you to appoint someone you trust to make decisions on your behalf if you become unable to do so. There are two types of LPAs:

1. Property & Financial Affairs LPA

This allows your chosen attorney(s) to manage your money, property, and bills – either immediately with your consent or if you lose mental capacity. You can provide specific instructions or leave decisions to their judgment.

2. Health & Welfare LPA

This covers decisions about your medical care, daily routine, and life-sustaining treatment. Unlike the financial LPA, it only takes effect if you lose mental capacity.

How to Set Up and LPA

· You and your chosen attorneys must sign the LPA.

· It must be registered with the Office of the Public Guardian, a process that takes around two months.

· Once registered, it can be used when needed.

Why make an LPA?

· Peace of mind – knowing someone you trust can act on your behalf

· Avoid delays and costs – without an LPA, loved ones may need court approval to manage your affairs.

Who Can Make an LPA?

Anyone over the age of 18 with mental capacity can make an LPA. However, once someone loses capacity it’s too late.

Planning ahead ensures your wishes are respected and makes life easier for your loved ones. If you’re considering an LPA, seek advice from one of our solicitors here at MJP Law on 01202 842929 or visit GOV.UK for more information.

*This blog post has been written by our exclusive Mumbler Law Partner MJP Law.